Available to medical doctors who have a minimum of a M.D., D.O., D.D.S., or D.M.D. degree and an employment contract (or verification of terms of employment acceptance). Medical Doctors including Dentists, Podiatrists, Ophthalmologists are permitted. Veterinarians are permitted. This program is not available for chiropractors. This program offers 100% LTV with no MI up to $750,000 with a 700 FICO. Loan amounts up to $2,000,000 are available with reduced LTVs. Purchase or Rate & Term Refinance.